We also arrange Prepaid cards issued through one of our Correspondent Banks that are ideal for cash withdrawals while travelling. Limits can be adjusted to suit the profile of the client.

UnionPay International

UnionPay International (UPI) is a subsidiary of China UnionPay focused on the growth and support of UnionPay’s global business. In partnership with more than 2000 institutions worldwide, UnionPay International has enabled card acceptance in 174 countries and regions with issuance in 52 countries and regions. UnionPay International provides high quality, cost effective and secure cross-border payment services to the world’s largest cardholder base and ensures convenient local services to a growing number of global UnionPay cardholders and merchants.


Presenting you with a variety of benefits to enjoy with your CG UnionPay Debit Card.


Global Acceptability

The CG UnionPay Debit Card is accepted at over 1.8 million ATMs and more than 10 million Point of Sale (POS) locations in over 162 countries wherever the UnionPay logo is displayed. Furthermore, you can access your CG UnionPay Debit Card at more than 32,000 POS locations.


A Safe and Secure Way to Spend

The CG UnionPay Debit Card is a secure substitute for carrying cash wherever you go and whenever you need it.


Foreign Transactions

If you are travelling internationally, no more worries. Through your CG UnionPay Debit Card, all your foreign transactions will be converted from the transaction currency to US Dollars, on the exchange rate that will be applicable on that day.


Cash Withdrawals from ATMs round-the-clock

Need to withdraw cash? Look no further. You can easily withdraw it round the clock using your CG UnionPay Debit Card from any ATM.


24-Hours Customer Service

Our Phone Banking Officers await to assist you 24/7. Whether to resolve a complaint, report a lost or stolen card or simply activate your CG UnionPay Debit Card, all you have to do is call our Customer Interaction Centre support.


Up to Three currencies

You can save your money in USD, EURO and POUNDS. All three currencies our CG UnionPay Debit Card supports. For more information regarding Faysal UnionPay Debit Card, please call our Contact Centre

VISA International Service Association

Visa International Service Association owns and operates retail electronic payments network worldwide. It facilitates commerce through the transfer of value and information among financial institutions, merchants, consumers, businesses, and government entities. The company owns and operates VisaNet, a global processing platform that provides transaction processing services, primarily authorization, clearing, and settlement, as well as related value-added services. It offers a range of branded payments product platforms, which customers use to develop and offer credit, charge, deferred debit, debit, and prepaid payments, as well as cash access programs for cardholders. The company owns a range of payment brands, including Visa, Visa Electron, PLUS, and Interlink that are licensed to customers for use in their payment programs. In addition, it provides other value-added processing services, including risk management, debit issuer processing, loyalty, dispute management, and value-added information services. Visa International Service Association has a strategic alliance agreement with Monitise plc to partner the development of mobile services.


You could get strong purchase protections and travel insurance.

If you’ve seen a Visa logo on your credit card and wondered whether it makes a difference, you’re not alone.
While the biggest advantage of a Visa card may be its worldwide acceptance, yours may include helpful benefits such as purchase protection and travel insurance. You’ll find more perks with higher-tier Visa Signature and Infinite products.

MasterCard Incorporated

Having and using a credit card is a convenient, simple way for a person to pay for the goods and the services and make the reservations for airline flights, hotel rooms and rental cars, MasterCard is one of the major types of credit cards available to a consumer.

MasterCard is shaping the future of money by developing sophisticated new technologies to help you improve the way you do business with your customers, you will speed your customers through checkout with rapid electronic payment, no more counting change or waiting while the customers write the cheques.

When you use MasterCard, you will get the customer satisfaction, Your customers will appreciate the fact that you allow them the flexibility to pay the way they want to pay, including by credit or debit card, MasterCard is accepted almost everywhere.

Card transactions today are conducted electronically. Paperless payments can save you the time and the money by minimising cash handling and payment reconciliation, giving you more time to focus on more important things.

The electronic payments on MasterCard and Maestro branded cards are settled in the currency in which you sell your goods and services, regardless of where the cardholder is from.


Paying by using MasterCard can also help the person keep track of spending and make paying monthly bills for services such as the cable or the utilities easier. And MasterCard can also come in handy while traveling.

Having and using MasterCard is an easy and convenient way to pay for purchases, paying by credit card can lull the consumers into not carefully matching their purchases with their ability to pay for those purchases which causes them to accumulate credit card debt.

MasterCard is safer than cash. Your card is protected and can be cancelled with a simple phone call.


Visa vs MasterCard: What's the Difference?

The two leading credit card companies in the world today are the competitors Visa and MasterCard.

Both Visa and MasterCard operate in a very similar way. While Visa claims to have 2.4 billion cards issued, across more than 200 countries, MasterCard avoids direct comparison by saying it processes over 18 billion payments per year. It is difficult to find any difference in the number of locations worldwide that accept the cards, which is now estimated at close to thirty million.


What to choose?

As far as most consumers are concerned, there is no real difference between MasterCard and Visa. The two are both widely accepted in over two hundred countries and it is very rare to find a location that will accept one but not the other.

However, neither Visa nor MasterCard actually issue any credit cards themselves. They are both simply methods of payment. They rely on banks in various countries to issue credit cards that utilise these payment methods. Therefore, the interest rates, rewards, annual fees, and all other charges are issued by your bank and when you pay your bill you are paying it to the bank or institution that issued your card and not Visa or MasterCard.


At the end, much more depends on the bank that gave you the card, rather than on the type of card it is.